[month payment][interest paid extra][total interest paid][monthly savings vs 720][yearly savings vs 720] */
$fico_values = array();
$fico_values[0][0] = .04983;
$fico_values[1][0] = .05211;
$fico_values[2][0] = .05393;
$fico_values[3][0] = .05613;
$fico_values[4][0] = .06055;
$fico_values[5][0] = .06617;
$fico_values[0][1] = "760-850";
$fico_values[1][1] = "700-759";
$fico_values[2][1] = "660-699";
$fico_values[3][1] = "620-659";
$fico_values[4][1] = "580-619";
$fico_values[5][1] = "500-579";
// figure out exactly what their fico score loan amount is - and then do the subtraction based on that
$their_score = payment($fico,$length,$loan_amt);
$their_score = $their_score * $length; // Total they are going to pay, now we compare that against what they have
// Calculate how much the best rate would be and store that into calc_values[$i][1] - 05/22/06
$best_rate = payment($fico_values[0][0], $length, $loan_amt);
$best_rate = $best_rate * $length; // value of the best rate due to good Fico score
// end 05/22/06
for ($i = 0; $i <= 5; $i++) {
$calc_values[$i][0] = payment($fico_values[$i][0],$length,$loan_amt);
$calc_values[$i][1] = (($calc_values[$i][0] * $length)-$best_rate); //used to be $their_score
$calc_values[$i][2] = (($calc_values[$i][0] * $length) - $loan_amt);
}
// Now lets calculate the monthly savings of having 720+ vs their other scores as well as yearly savings of 720+
for ($i = 0; $i <= 5; $i++) {
$calc_values[$i][3] = $calc_values[$i][0] - $calc_values[0][0];
$calc_values[$i][4] = $calc_values[$i][3] * 12;
}
}
?>
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