Success Stories
Credit Report Success Stories: |
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Debt Elimination Success Savings: |
Bankruptcies Removed
Bankruptcy Ch.13 and Tax Lien, Collections Removed in 45 Days
Bankruptcy removed with 113 point improvement - New
Foreclosures Removed
Foreclosure Removed and Partial Ch.7 Bankruptcy Removed in 45 Days - Countrywide
Foreclosure Removed in 45 days - Wamu/Chase
Foreclosure & Tax Lien Removed
Two foreclosures & Two heloc accounts removed - New
Short Sales Removed
$132,000 Savings/Impact of credit score - Citi Bank
Complete removal of short sale plus an 89 & 82 point improvement - New
Complete removal of short sale plus a 96 & 92 point improvement - New
Complete removal of short sale plus a 160 & 185 point improvement - New
Removal of a short sale, civil judgment & 123 point increase - New
Tax Liens / Judgements Removed
Two judgements removed with 64 point improvement - New
Tax Lien removed with 80 point improvement in 5 months - New
Tax Lien removed with 75 point improvement in 4 months - New
Removal of a short sale, civil judgment & 123 point increase - New
Removal of 9 of 10 derogatory accounts & 208 point increase - New
Vacated/Deleted Judgement over $10,000 - New
Collections Removed
$72,811.00 of unpaid collections deleted - New
10 collection accounts deleted with a 88 point increase- New
10k in collections deleted with a 158 point increase - New
Score Improvements
Removal of all 6 original derogatory accounts & 124 point increase - New
Removal of 9 of 10 derogatory accounts & 208 point increase - New
129 Point Improvement in 45 Days
188 Point Improvement in 6 Months
90 Point improvement in just 45 days - New
170 Point improvement in just 45 days - New
92 Point improvement in just 45 days - New
133 & 132 point improvement in 9 months - New
99 & 60 point improvement in 2 months - New
130 Point improvement in less than a year - New
130 & 111 Point improvement in less than a year - New
106 Point improvement in 45 days - New
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$8,958 Student Loan Settlement - New
$14,407 Debt Negotiation Savings - Chase Bank
$33,419 Debt Negotiation Savings - Advanta Bank Corp
$26,245 Debt Negotiation Savings - Bank of America
$20,964 Debt Negotiation Savings - Bank of America
$20,674 Debt Negotiation Savings - Chase
$8,485 Debt Negotiation Savings - Chase
$1,995 Debt Negotiation Savings - HSBC
$1,468 Debt Negotiation Savings - Chase
$22,160 Debt Negotiation Savings - Chase
$7,381 Debt Negotiation Savings - Bank of America - New
$26,411 Debt Negotiation Savings - Citi Mastercard - New
$13,789 Debt Negotiation Savings - First National Bank of Omaha - New
$13,275.95 Time Share Saving Settlement - New
$43,148.42 2nd Mortgage Settlement - New
Deletion Letter - HP SEARS - New
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| Removing Remarks (Account In Dispute) |
| Example of Verbiage |
| How to avoid a Deficiency Judgement on a Short Sale: |
| Example of Verbiage |
| Mortgage Deficiency Settlements: |
$118,500 Savings - JP Morgan Chase - New
$120,000 Savings - Chase - New
$219,000 Savings - Chase - New
$68,000 Savings - Chase |
| Commercial Loans Modification Success Stories: |
$10,000 Monthly Savings
$4,635 Monthly Savings
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| Mortgage Principal Reduction Success Stories: |
$287,000 - HSBC and Citi Bank
$207,000 - EMC
$366,000 - Select Portfolio
$170,000 Savings - Bank of America
$175,000 Savings - Citi Bank
$228,000 Savings - Saxon
$126,000 Savings - Citi Bank
$109,000 Savings - AMHI
$164,000 Savings - CitiBank
$276,000 Savings - CitiBank
$49,000 Savings - Saxon
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